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Most of us use credit cards on a regular basis to manage our day to day expenses. Here are some principles to keep in mind when using the plastic. Rule 1 - Always pay off the balance in full each month This seems like a simple thing,...

Monthly Economic & Investment Market Commentary November 2012 As mentioned last month, we are going to spend some time discussing China and their new leadership now that a few weeks have passed since the transition, but we will also briefly visit the United States where there looks...

Quarterly Asset Allocation Update November 2012 The Asset Allocation and Investment Committee met in November in the aftermath of the US elections, and whilst the once in a decade leadership transition was being completed in Beijing. We have elected to maintain the current settings with respect to...

Interest rates on most credit cards have not been reduced despite reserve bank lowering the cash rate by 1.25% over the last 12 months. Each time the Reserve Bank changes interest rates, all eyes are on the banks to see whether they will pass on savings...

Monthly Economic & Investment Market Commentary October 2012 The seemingly interminable election campaign in the United States has at last concluded with quite a strong showing from the Democratic Party. President Obama has won a second term, Republicans have retained the House but with a slightly smaller...

We have become aware of a great service called Pass the Post which can handle your mail whilst you're away from home. If you're retired (and even if you're not!) and you are going to spend some quality time travelling or if your current job...