Borrowing money to purchase assets is a powerful strategy to build long-term wealth. Typically, a home will be the first purchase made with the borrowed funds, but it should not be the last! Paying down home loans and other lifestyle debt, such as credit cards, not only saves...
Cash flow is at the heart of your financial plan. If you are working, the ability to save after paying your expenses will have the biggest impact on your financial future. There are a number of different ways to manage cash flow. The pay yourself...
Relationships Research has shown that strong personal relationships are one of the most significant contributors to happiness. A 2002 study conducted by psychologists Edward Diener and Martin Seligman at the University of Illinois discovered that the most prominent characteristics common among the 10 per cent of students with the highest...
A good financial plan is not only designed for the good times, but must also withstand unexpected events. Risk means different things depending on your stage in life. Personal Insurance For those with a family to support, insurance for death and disability is a must as these situations will have...
[titled_box title="Financial markets over the past month" variation="black"]Rather than the relativity of forecast returns between the asset classes shown below, this month we want to highlight that the proxy we use in this chart for risk free returns has fallen again. That risk free return...
[titled_box title="Financial markets over the past month" variation="black"]Changes in the indices representing the asset classes depicted below were very minor for the most part and as a result here have been comparatively modest moves in the assessed valuations for all three of the equity asset...