Blog

  Getting your Finances Under Control  No.6 Protect Yourself and Your Assets    We all understand how important it is to insure our possessions, be it our home and its contents, our car and the like. But how many of us have adequate insurance on our life and our ability...

Getting your Finances Under Control  No.4 Protect Your Capital  In order to protect our savings from loss, care must be exercised to ensure the security of our principal. Before investing, understand the associated risks and, if the risk is unacceptable, look for a more suitable alternative. Take advice from...

  Getting your Finances Under Control  No.2 Manage Expenses We all have expenses that need to be met in order to live, including food, housing, clothing and transport. But many of us spend unnecessarily on “other stuff”. This is what we call discretionary spending and it often consumes most, if not...

Getting your Finances Under Control  No.1 Pay Yourself First Set aside part of every dollar you earn. Ideally you should look to save 10% of everything you earn. This money is not being saved to buy a new car, have a holiday, or even buy a house. It...

Getting your Finances Under Control  No.3 Grow Your Wealth    Now that you have started saving a part of every dollar you earn, you should look to having it grow in value. The investment earnings achieved should be added to your growing pool of savings....

So, you are seriously starting to think about your retirement. The kids are finally more independent, the mortgage is less than it was, and the super is more than it was (at last). You look at your monthly bank statements and one particular debit is always...