Growing your wealth

The AFL season has started again and the traditional rivals are back at it. Collingwood versus Carlton, Hawthorn against Geelong, Adelaide eying off Port Adelaide and of course West Coast opposing Fremantle. Another great rivalry that has occupied the hearts and minds of investors is Shares...

As you may be aware, federal treasurer Wayne Swan, and Minister for financial services and superannuation, Bill Shorten have recently announced several changes to the superannuation system. Please note, that these changes are still subject to the ordinary political processes before they are set in law. [fancy_header variation="silver" textColor="#222222"]Superannuation...

We have a number of clients who are either considering buying their first home, or would like to assist their children to get into the property market. Saving up can be difficult once you consider a 20% deposit (if you wish to avoid paying Lenders Mortgage...

Most of us use credit cards on a regular basis to manage our day to day expenses. Here are some principles to keep in mind when using the plastic. Rule 1 - Always pay off the balance in full each month This seems like a simple thing,...

Interest rates on most credit cards have not been reduced despite reserve bank lowering the cash rate by 1.25% over the last 12 months. Each time the Reserve Bank changes interest rates, all eyes are on the banks to see whether they will pass on savings...

Managing personal cash flow can be a difficult task. Most of us hold multiple accounts, and make dozens of transaction each month. So how do we keep track of it all, and ensure that we have enough lying around to cover the bills? Keeping budgets is...