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Growing your wealth

Interest rates on most credit cards have not been reduced despite reserve bank lowering the cash rate by 1.25% over the last 12 months. Each time the Reserve Bank changes interest rates, all eyes are on the banks to see whether they will pass on savings...

18 November, 2012

Managing personal cash flow can be a difficult task. Most of us hold multiple accounts, and make dozens of transaction each month. So how do we keep track of it all, and ensure that we have enough lying around to cover the bills? Keeping budgets is...

09 August, 2012

This is a question I get from clients from time to time. But I think almost all are thinking it but are too polite to ask. It goes like this.. “We have had three meetings, you have put together pages of recommendations and advice – and...

09 August, 2012

Did you know that the tax deductible superannuation contributions cap of $50,000, including salary sacrifice amounts, if you are 50 or older will stop on 30 June 2012? From 1 July 2012, the cap will be limited to $25,000 regardless of your age and any excess...

28 June, 2012