Financial Education Series

Borrowing money to purchase assets is a powerful strategy to build long-term wealth. Typically, a home will be the first purchase made with the borrowed funds, but it should not be the last! Paying down home loans and other lifestyle debt, such as credit cards, not only saves...

Cash flow is at the heart of your financial plan. If you are working, the ability to save after paying your expenses will have the biggest impact on your financial future. There are a number of different ways to manage cash flow. The pay yourself...

Relationships Research has shown that strong personal relationships are one of the most significant contributors to happiness. A 2002 study conducted by psychologists Edward Diener and Martin Seligman at the University of Illinois discovered that the most prominent characteristics common among the 10 per cent of students with the highest...

A good financial plan is not only designed for the good times, but must also withstand unexpected events. Risk means different things depending on your stage in life. Personal Insurance  For those with a family to support, insurance for death and disability is a must as these situations will have...