Many of our readers are familiar with the expression "past returns are not indicative of future returns". It is the standard text that comes with any advertisement or research for share market based investments. NB You will never hear this statement from your local real...
Superannuation can be one of the most baffling topics when it comes to managing our finances so let’s relate looking for the right fund to something that might be more enjoyable – buying a new car. What do you look for? Size and speed The engine of...
Every parent wants the best for their child, so if you are in a position to invest money specifically for your children’s future, you should follow the same approach as if you were investing personally. Start with clearly identifying why you are investing, set a goal...
Each new generation will treat money differently to the last, but children of the 21st Century certainly have many more uses for money than those of the last century. Not all that long ago a bike or Barbie doll was a 5-year-old’s gift of choice;...
One of the most popular questions we are asked by our clients is whether it’s best to pay off their mortgage first or salary sacrifice money into their super fund – or can they do both? The answer to this question is never the same...
When we invest in the share market we like to see our shares increase in value – obviously – but when the market isn’t performing well, instead of joining everyone in the doom and gloom: don't forget about dividend income. In Australia, unlike many other countries,...